Transformers are mechanic, living robots from the famous story and movie franchise founded by Hasbro and Takara Tomy in the early 1980s. It is known that they are able to think, talk, and transform into different types of machines. But, do they need car or life insurance?

Do they Need Car Insurance?

Since transformers have the ability to transform into vehicles such as cars, trucks, and planes, one may think they would need car insurance. In reality, this is not the case. Although they have the capability to morph, they do not legally need car insurance since they cannot be registered with a state or federal agency and therefore cannot be legally operated on public roads.

Do Transformers Need Life Insurance?

Though transformers are living robotic creatures, they do not currently have the option to purchase life insurance. Since life insurance is designed for humans, and Transformers are not considered human, they are not eligible for a policy.


In summary, Transformers do not need car insurance since they cannot be registered as vehicles and are not eligible for life insurance since they are not considered as human. They are unique robotic beings who, despite possessing incredible power, are exempt from certain rules that apply to humans.

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